Card typeVisa ClassicCard typeVisa Classic / GoldMastercard Standard
Limit periodwith automatic extensionValidity term4 years4 years
Limit term2 yearsCard annual feeFreeFree
Annual service commissionGEL 30Urgent card issue feeGEL 50GEL 50
Card replacement (in case of loss or damage of the card)GEL 25daily limit for cash withdrawal1 500 USD equivalent1 500 USD equivalent
Opening accountFreedaily cash withdrawal change fee (1 month)GEL 10GEL 10
Monthly fee for serving the accountFreedaily limit for cash withdrawal7 000 USD equivalent7 000 USD equivalent
Allowance periodMaximum – 55 daysATM withdrawal fee
CurrencyGELBasisbank ATMFreeFree
Limit volumeGEL 400 - 30,000ATM's of partner banks*0.5% (min. GEL 0.5)0.5% (min. GEL 1.6)
Annual interest rateFrom 19.9%from another bank's ATM2% (min. GEL 7.5) (cash withdrawal from another bank's ATM may be added)2% (min. GEL 7.5) (cash withdrawal from another bank's ATM may be added)
Effective interest rate for POS transactionsFrom 0.10%cash withdrawal fee from a bank branch
Effective interest rate for ATM cash withdrawalFrom 32.9%from Basisbank branch0.2% (min. GEL 0.2)0.2% (min. GEL 0.2)
For unsanctioned expenditure of commission fee0.1% dailypartner bank branch*2% (min. GEL 6)2% (min. GEL 2)
Minimum repayable amount2% of the used amount + accrued interest and fine (if applicable)another bank's branch2% (min. GEL 6)2% (min. GEL 17)
Delinquency chargesFixed GEL 20 + 0.5% of the amount overdue for each day overduecard transfer fee
Cash withdrawalIn BasisBank 2.5%, min – GEL 1 In partner banks* Partner bank rate + 3.9%, min – GEL 10 In other banks in Georgia/abroad Other bank rate + 3.9%, min – GEL 10from local points of saleFreeFree
Cash withdrawal in ATMIn BasisBank ATM 2.5%, min – GEL 1 In partner banks ATM* 2.5%, min – GEL 1 In other bank ATM in Georgia + 3.9%, min – GEL 10 In other bank ATM abroad 3.9%, min – GEL 10from international points of saleFreeFree
Non-cash transactionsPayment at sales points 0% Payment via internet 0% Paying transportation fee on Tbilisi municipality public transport (subway, buses, cable car) Standard fee + GEL 0.10local stop listFreeFree
In BasisBank BankUnlimitedinternational stop list (two weeks, per region)GEL 100GEL 100
At ATMs and POS-terminals of other banksGEL 10,000interest rate for using unsanctioned overdraft32%32%
At trade and service facilities’ POS-terminals and on the internetGEL 20,000transaction grievance fee. International/GeorgiaGEL 25 / FreeGEL 25 / Free
Money transferWithin the bank 2.5%, min – GEL 1 To the other banks 2.5%, min – GEL 1core currenciesGEL, USD, EURGEL, USD, EUR
Stop-listing cardLocal - free, International - USD 50 per week
Changing card PIN codeGEL 1
BonusWhen purchasing any item / service with a card, the bonus amount will be automatically credited to 1% cashback Minimum amount of transaction for bonus GEL accumulation is GEL 20. Bonus GEL are accumulated to the Bonus account and are available for to use after 14 calendar days. 2 years after joining the Bonus program, Bonus GEL accrued throughout the first year will be annulled. To see the accumulated bonus GEL, visit our Internet Bank, call the Contact Center or visit any branch.
DocumentationCredit cards are issued to Georgian citizens and residents. Proof of income
Commission fee for converting credit limit into consumer loan***1% of the issued credit limit, max. GEL 100
Credit limit early annulment fee (calculated from approved limit)/ credit limit reduction fee (calculated from reduced amount)****- 0% - if credit limit expires between 0 to 6 months
- 0.5% - if credit limit expires between 6 to 12 months
- 1% - if credit limit expires between 12 to 24 months
- 2% - if credit limit expires in more than 24 months