Mego Card

The best credit card with a high credit limit and a grace period of up to 55 days completely free.

Get your Basisbank Mego Card, a VISA Reward credit card with a credit limit of up to GEL 30,000 and enjoy a 55-day interest-free grace period on the amount used.

The monthly payment for the Mego Card is only 2% of the amount used. ATM withdrawal fee is 3.5%, at least GEL 5.

On the territory of Georgia, you will receive 1% cashback for every payment over 20 GEL.

Credit Limit Interest

On payments: 22.9% per annum (effective rate from 25.6% to 42.2%)
On withdrawals: 22.9% per annum (effective rate from 31.2% to 49.3%)
Effective rate from 0.35% if the used credit limit is repaid during the grace period.

Mego Card Rates

Card issuance and Service feeGEL 50

Validity period4 years

Card CurrencyGEL

Renewal of damaged / lost cardGEL 25

Additional cardGEL 25

Number of additional cardsUnlimited

Urgent card issuingThe cost of the card + GEL 50

PIN Code ReplacementFree of charge

Unauthorized overdraft interest32%

Transfer from account to bank3.5% min. GEL 5*

Transfer from account to bank outside the bank in GEL3.5% min. GEL 5*

Transfer fee above the limit (using own funds)

Above Credit Limit Internal Bank Transfers (in GEL)Free of charge

Transfers Above Credit Limit for external Transfers via Remote Channels

Up to GEL 1,000GEL 1

GEL 1,000 to GEL 10,000GEL 2

GEL 10,000 to GEL 100,000GEL 5

Above Credit Limit external Transfers via Branch Network (to other banks)

Up to GEL 10,000GEL 4

GEL 100,000 and aboveGEL 50

GEL 10,000 to GEL 100,000GEL 10

GEL 100,000 and aboveGEL 100

Entry in a local STOP listFree of charge

Entry into International Stop-list (for two weeks, One region)GEL 100

The cost of protest against transactionLocal - Free of charge, International - GEL 25

Fee for enrollment from Merchants to CardFree of charge

Adding of the currencyUnacceptable

Daily Cash withdrawal limitUSD 3,000

Daily transaction limitUSD 6,000

Commision on Change Daily Cash withdrawal limit (1 month)GEL 10

Withdrawal from credit limit and your own amount:

Basisbank’s ATMs3.5% min. GEL 5*

Partner Banks’ ATMs*3.5% min. GEL 5*

Other Banks ATMs (Georgia/abroad)3.9% min. GEL 10

Basisbank servicecenters3.5% min. GEL 5*

Partner Banks servicecenters*3.9% min. GEL 10

Other Banks servicecenters (Georgia/abroad)Other bank rate + 3.9% min. GEL 10

Cost of payment by card in public transport in Tbilisi, Kutaisi and GoriSubway, bus and cable car "Chavchavadze Ave.-Turtle Lake" - 1.10 GEL, travel by cable car - 2.60 GEL

Cost of payment by Apple Pay and Gpay in public transport in Tbilisi, Kutaisi and GoriSubway, bus and cable car "Chavchavadze Ave.-Turtle Lake" - 1.50 GEL, travel by cable car - 3 GEL

*Partner Banks: TBC Bank, Halyk Bank, Cartu Bank, Ziraat Bank

The amount of cashback is calculated based on your credit limit or your own funds for payments of 20 GEL or more throughout the entire calendar month.
The maximum amount of cashback is determined by 1% of the triple amount of the credit limit per month.

Cashbac excludes**:

Transactions carried out outside Georgia
Payments in gambling
P2P operations (card-to-card transfer)
Cashout operations

A partial restriction will apply***:

Telecommunication services
Cable and other paid television
Court costs
Penalties
Payment of bail and bonds
Payment of taxes
State services
Utility payments
Gas stations

**Cashback does not apply to payments made through mobile and internet banking.
***Please note that for the payments mentioned above, cashback will be calculated at a maximum rate of 1% of three times your limit, capped at GEL 20.

Schemes of conversion

Currency exchange rates of VISA

Commercial exchange rate of the Bank

Cyber Security

Card Safety

3D Security Service

Card Insurance

Megocard terms and rates issued before December 19, 2022

Changes to the terms of service for the Credito Mego card, from December 23, 2024

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