Service of personal banker - Free (for Unique clients only)
A Personal Banker will deliver personalized banking offers, tailored to your needs, provide necessary professional consulting, ultimately making your relations with the bank as convenient as possible.
Personal Bankers will provide both face-to-face and remote services.
Remote service via Unique App
Free (for Unique clients only)
A safe and secure remote banking channel that will allow you to carry out broad range of banking transactions and easily apply for products offered by our Bank.
SMS Banking
Allows users to authorize banking transactions via SMS.
Unique Visa Infinite Card - As a gift
A Premium level card highlighting your advance status and delivering broad range of special benefits:
- ATM Withdrawal Limit – 25 000USD per day;
- Daily Limit of Non-cash Transactions - 50 000 USD;
- High Credit Limit - 12% per annum;
- Commission-free withdrawal from ATMs of Basisbank, as well as those of partner banks.
- Commission-free withdrawal from ATMs abroad (30 000 USD per month)
- Interest accrual on available debit balance – 5% for GEL. 1.2% for USD. 0.7% for EUR >1000 units
- Unlimited Travel Insurance.
- 12 commission-free visits to Business Lounges of various international airports per year (includes plus one).
Unique Package Banking Advantages
- Two complimentary Premium level cards
- Annual Fee – Not Applicable;
- Cash withdrawal from ATMs of Basisbank and partner Banks – 0%;
- Demand Deposit - individual conditions;
- Term Deposit – possibility to get a higher rate than the interest rates existing in the bank;
- Opportunity to get lower than the actual offered interest rates on loans;
- Concierge service – in any country 24/7
- Cash-collection once per year – commission-free
- Special operational rates:
Transactional Benefits
- Travel Insurance
- Health Insurance
- Up to 35% discount with Avis car rental;
- Up to 12% discount on accommodation booking via www.agoda.com and preferential terms and conditions with www.visaluxuryhotels.com
Preferential Insurance Rates with BB Insurance
- Car Insurance - 15%
- Property Insurance - 20%
Unique Package – Service Fees
Annual Membership Fee for Unique Share is 500GEL, whereas in case of a monthly payment schedule it makes 50GEL/month.
The payment scheme can be chosen manually.
Unique Share
Service is available only for Unique Clients
Unique Share gives you opportunity to share special conditions of Unique package service offered by the bank to your family members. They can benefit from the following services:
Annual Membership Fee for Unique Share is 500GEL, whereas in case of a monthly payment schedule it makes 50GEL/month.
Fees Related to Termination of Unique Package Service
- In case of canceling Unique service – In order for the customer to use the Unique service, the criteria are set by the bank. In case of non-fulfillment of the above criteria, the Bank has the right to end the service with Unique package.
- If you wish to leave your Unique Visa Infinite card at the end of the term - If the service fee is paid monthly, the sum will be paid as a commission for the remaining months of the service package until the end of the year. The cost of the second year of the card is 2000 GEL.
- If the service fee was paid once in a year, the cost of the second year of the card is 2000 GEL.
- The bank also has the right to end the service with Unique package in case of non-payment of commission within 2 months.
- Bonus
- If your average balance within one calendar month exceeds USD 500,000 or its equivalent in other currency, you will be released from monthly service fee payments for Unique. If your average balance within one calendar month is less than USD 500,000, the bank has right to charge* you with the monthly commission fee for Unique service for that certain period. (*stated commission fee is applicable only if you are using 12 months service payment scheme)
- If during one calendar year average balance at your account exceeds USD 500,000 or equivalent in other currency –the Bank will return the fee paid for the Unique service during the year as a gift.
- If average balance equals or is greater than USD 800,000 – you will get back the commission fee paid for Lounge Key service during the year.
Modification of conditions
In case of making changes to the conditions defined for Unique package (including tariffs) the Bank should inform the client 1 (one) month prior to applying such changes by one of the following means: notifying the client in written form, by email, internet (official web-page of the Bank– www.bb.ge; internet-banking) or by phone (including phone call, short text message, mobile-banking).