Account opening and service

Service

Rate

Account openingFree of charge
Issuance of card (validity-4 years)Free of charge
Issuance of additional cardGEL 50
Card Account currencyGEL, USD, EUR, GBP
Card recovery (in case of card lost/damage etc.)GEL 50
Card recovery upon expirationFree of charge
Min. balance on AccountNot required
Accrual of annual interest to the AccountGEL- 3%; USD -0.5%; EUR -0.25%
Minimal balance for accrual of interest1000 GEL/USD/EUR
OverdraftAnnual -14%
Annual accrual on an unauthorized overspend32%

Daily limits of money withdrawal

Service

Limit

Cash withdrawal from an ATM of BasisBankEquivalent of USD 9 000 denominated in GEL
Cash withdrawal from an ATM abroad (without commission)Equivalent of USD 500 denominated in other currencies
Cash withdrawal from an ATM of other banks (Georgia, Abroad)Equivalent of USD 9 000 denominated in other currencies
Cashing out at the Branch of BasisBankEquivalent of USD 9 000 denominated in other currencies
Cashing out from other Service-centers of other Banks (Georgian banks, abroad)Equivalent of USD 9 000 denominated in other currencies
Daily limit for purchasing (cashless) transactionsEquivalent of USD 50 000 denominated in other currencies

Cashing from ATM/POS terminal

Service

Rate

Cashing from ATM of BasisBank / Partner Banks ATM*0%
Cashing from ATM of other Banks (Georgia)2% min. GEL 7.5
Cashing from ATM of other Banks (abroad)Equivalent of USD 500 in other currencies-free of charge; Equivalent of USD 9000 in other currency - 2% min. GEL 7.5
Cashing out at the Service-centers of BasisBank0%
Cashing out at the Service-centers of partner Banks2%, min. GEL 6
Cashing out from other Banks Service-centers (Georgia)2%, min. GEL 8
Cashing out from other Banks Service-centers (abroad)2%, min. GEL 9

*TBC Bank, Halyk Bank, Cartu Bank

Adding a card to the stop list

Service

Rate

LocalFree of charge
InternationalFree for 2 weeks, after that USD 50

Lounge Access

Service

Rate

Visit of Visa Signature Card Holder to Airport lounge spaceAccording to the conditions of visit to the lounge*
Visa Signature Card Holder companion person’s visit of Airport lounge spaceAccording to Lounge’s
Visit of MC platinum Card Holder to Airport lounge spaceFree – twice a year
MC platinum Card Holder companion person’s visit of Airport lounge spaceAccording to Lounge’s rates
  • Visa Signature cardholders will receive a gift on their first visit to the lounge.
  • After the first visit, you can use the lounges for free once if you have made a total of at least 1500 GEL transactions with your Visa Signature card (excluding withdrawals) 35 days before each visit. You can use this scheme a total of 10 times a year.
  • If you have made a total of 5000 GEL transactions 35 days before each visit to the lounge, you will enjoy unlimited visits to the lounge.

Cash withdrawal at POS and service terminals

Service

Rate

Local transactions0%
International transactions0%

* Visa Signature is available for Premium and Unique clients only
* Standard annual price without a premium package for Mastercard Platinum is 250 GEL