Premium Mego Card

The best credit card with a high credit limit and a grace period of up to 55 days completely free.

Premium service users can benefit from the terms of the premium Mego card.

Get your Basisbank Premium Mego Card, a VISA Reward credit card with a credit limit of up to GEL 30,000 and enjoy a 55-day interest-free grace period on the amount used.

The monthly payment for the Mego Card is only 2% of the amount used. ATM withdrawal fee is 3.5%, at least GEL 5.

On the territory of Georgia, you will receive 1% cashback for every payment over 20 GEL.

Premium Mego Card Rates

Card issuance and Service feeFree

Validity period4 years

Card CurrencyGEL

Renewal of damaged / lost cardGEL 25

Additional cardGEL 25

Number of additional cardsUnlimited

Urgent card issuingThe cost of the card + GEL 50

PIN Code ReplacementFree

Unauthorized overdraft interest32%

Credit Limit interestOn payments: 19.9% per annum (effective rate 21.6%) On withdrawals: 19.9% per annum (effective rate 25.3%); Effective rate of 0% if the used credit limit is repaid during the grace period.

Transfer from account to bank3.5% min. GEL 5*

Transfer from account to bank outside the bank in GEL3.5% min. GEL 5*

Entry in a local STOP listFree

Entry into International Stop-list (for two weeks, One region)GEL 100

The cost of protest against transactionLocal - Free, International - GEL 25

Fee for enrollment from Merchants to CardFree

Adding of the currencyUnacceptable

Daily Cash withdrawal limitUSD 3000

Daily transaction limitUSD 6000

Commision on Change Daily Cash withdrawal limit (1 month)GEL 10

Withdrawal from credit limit and your own amount:

Basisbank’s ATMs3.5% min. GEL 5*

Partner Banks’ ATMs*3.5% min. GEL 5*

Other Banks ATMs (Georgia/abroad)3.9% min. GEL 10

Basisbank branches3.5% min. GEL 5*

Partner Banks branches*3.9% min. GEL 10

Other Banks servicecenters (Georgia/abroad)Other bank rate + 3.9% min. GEL 10

*Partner Banks: TBC Bank, Halyk Bank, Cartu Bank, Ziraat Bank

The amount of cashback is calculated based on your credit limit or your own funds for payments of 20 GEL or more throughout the entire calendar month.
The maximum amount of cashback is determined by 1% of the triple amount of the credit limit per month.

Cashback excludes**:

Transactions carried out outside Georgia
Payments in gambling
P2P operations (card-to-card transfer)
Cashout operations

A partial restriction will apply***:

Telecommunication services
Cable and other paid television
Court costs
Penalties
Payment of bail and bonds
Payment of taxes
State services
Utility payments
Gas stations

*This fee is valid for the cards taken from October 21, 2024, The commission for existing customers who own Mego Card is 2.5% min 1 GEL until December 23, 2024.
**Cashback does not apply to payments made through mobile and internet banking.
***Please note that for the payments mentioned above, cashback will be calculated at a maximum rate of 1% of three times your limit, capped at 20 GEL.

Schemes of conversion

Currency exchange rates of VISA

Commercial exchange rate of the Bank

Cyber Security

Card Safety

3D Security Service

Card Insurance

~~Megocard terms and rates issued before December 19, 2022~~