VISA Gold Service Fees

Expiry period4 Years
Annual FeeFor the first year 150 GEL, for the following year(s) 100 GEL
Digital Card Annual fee12 GEL
Digital Card multicurrencyFree
Digital Card issuance channelMobile Bank
Urgent card issuingAnnual Service + 50 GEL
Daily Cash withdrawal limit3000 USD
Commision on Change Daily Cash withdrawal limit (1 month)10 GEL
Daily transaction limit15000 USD
Cash withdrawal fee in ATMs
Basisbank’s ATMs0.2% min. 0.2 GEL
Cash withdrawal fee in Bank
Partner Banks’ ATMs*0.5% min. 0.5 GEL
Other ATMs2% min. 7.5 GEL (It is possible to add a withdrawal fee from another bank ATM)
Basisbank branches0.2% min. 0.2 GEL
Partner Banks branches*2% min. 6 GEL
Other Banks2% min. 6 GEL
Transfer fees on plastic cardsfrom local merchants 0,5%, from international merchants 1%
Local Stop-listFree
International Stop-list (2 weeks, one region)100 GEL
Unauthorized overdraft interest32%
The cost of protest against transaction. International / Local25 GEL / Free
Replacement of damaged card60 GEL
Renewal of damaged / lost card100 GEL
Suspension of damaged / lost cards via GCAS100 GEL
Urgent renewal of card aboard600 GEL
Urgent withdrawal of the card aboard500 GEL
Cost of payment by card in public transport in Tbilisi, Kutaisi and GoriSubway, bus and cable car "Chavchavadze Ave.-Turtle Lake" - 1.10 GEL, travel by cable car - 2.60 GEL
Cost of payment by Apple Pay and Gpay in public transport in Tbilisi, Kutaisi and GoriSubway, bus and cable car "Chavchavadze Ave.-Turtle Lake" - 1.50 GEL, travel by cable car - 3 GEL

*Partner Banks: TBC Bank, Halyk Bank, Cartu Bank, Ziraat Bank


Conditions of money amount conversion: 

In case when card operation is carried out on the territory of Georgia and using currency different from the currency(ies) of card Account, operation has to be carried out with conversion in compliance with commercial exchange rate set by the Bank for the day of displaying the transaction on card Account.

For transactions carried out of territory of Georgia is used conversion in compliance with commercial exchange rate set by the Bank for the day of fixing the transaction on card Account plus 1%.

Upon carrying out operations with currency(ies) different from the currency of settlement payment system, the conversion exchange rate is set by related payment system: VISA, Mastercard or Union Pay plus 2% of operation amount as a commission of Bank service.

Due to the fact that amount is written off in several days after the transaction carrying out by the customer should be considered that exchange rate set for the day of blocking and rate existed on the day of processing the transaction by payment system can differ from each other.

Conversion between the accounts is always carried out in compliance with commercial exchange rate actual for the moment of operation processing.
 

Schemes of conversion

Currency exchange rates of VISA 

Commercial exchange rate of the Bank

Cyber Security

Card Safety

3D Security Service

Card Insurance

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