3D Security Service is a mandatory card security option developed by International Payment Systems (Visa / Mastercard), which further protects the process of purchasing a plastic card on the Internet and protects the cardholder from unauthorized use of the card by a third party.
The process is simple, the use of the card during online payment must be confirmed by a one-time SMS code received on the mobile phone number. This will make online payments even more secure.
If you use your Basisbank card often and you also like online shopping, 3D Security Service will provide you with additional protection and protect you from unauthorized use of the card.
Types of cards covered by the service: All types of Basisbank Visa and MasterCard card
Service activation: Automatically
Service fee: Free
Advantages of 3D Security:
3D Security Service is an additional means of using the card securely, which protects the cardholder from unauthorized use of the card by third parties / online cyber fraud during online purchases;
To use the 3D Security Service, the cardholder does not need to use any additional special software and / or device;
When making an online purchase on a website, a one-time confirmation code sent via SMS to a mobile phone is known only to the cardholder and is not available to third parties, nor is it known to the owners of the website. When paying online, you will receive a security code on your mobile phone, which is only for this one specific purchase.
The service is activated automatically and is completely free.
Note:
When performing online transactions, the 3D Security Service does not work if the complete data of the card (16-digit number, term, CVV code on the back of the card) is entered by the user on the website and the card is saved for further purchases / online transactions.
Or ends with the so-called. Within the framework of a recurring transaction, deducting a certain amount of money for re-delivery of services / items at pre-determined intervals by the user. The exception is the so-called High-risk merchants, where both initial and repeated payments will require confirmation with a 3D Security code.
3D Security code is valid for 10 minutes after receipt, after which the code will need to be re-requested and the new code used.
When making an online purchase, if you enter the one-time confirmation code received via SMS three times on the mobile number, the cardholder will not be able to complete the specific online purchase operation and will have to re-initiate the payment.