Overdraft allows you to spend much more than the amount in your account

 

You can use an overdraft if you your salary is transferred to Basisbank.

 

You can overdraft and renew your limit several times during the overdraft period;

The maximum amount, term and interest rate of the overdraft depends on the organization where you work, your salary, term of employment, work experience and position.

 

Terms

Interest rateFrom 14%
Effective interest rateFrom 15.18%
CurrencyGEL
Overdraft amountFrom 350 GEL (max. 500% of salary)
Earning incomesalary