We offer you 4 savings schemes:

A scheme - spend (with a card) and save
B scheme – round up card operation
C scheme – make savings each month 
D scheme – save as much as you want

Accounts from which is possible to make savings:

•  Current Account(s)
•  Card Account(s)

Accounts to which is possible to make savings:

•  Demand Deposit
•  Useful Deposit
•  Child Deposit (if Child Deposit is registered on Customer)
•  Money box


While choosing the scheme A & B scheme(s) will appear if you hold active card(s) only

A scheme - spend and save
Upon choosing the scheme you have to choose from which card participating in purchasing operation is to be carried out money save scheme to desired card.

•  While choosing a debit card you can choose a minimum of 0.10 and a maximum of 1000 units
•  While choosing a credit card you can choose a minimum of 0.10 and a maximum of 10 units

For example: you connect the scheme to GEL Deposit and indicate 1 GEL for savings.
You’ve carried out two operations/transactions on a card. After the completed operation/transaction is reflected on the card account, 2 GEL will be automatically transferred to the deposit account from the same account in the same currency for accumulation.

Please note: 
If the currency of the card transaction (where the transaction made using the card will be reflected) and the currency of the deposit are different, the amount will be converted at the commercial rate set by the bank.


B scheme – round up card operation 
When choosing a scheme, you choose which card(s) the completed purchase transactions should be rounded up and, accordingly, accumulated on the desired deposit.

•  You can choose the round up from 1, 5 up to 10 units.

For example:  Connect the scheme to the GEL deposit and indicate that the sum should be rounded up to 10 units.
You've purchased the desired product for 2.60 GEL. After the completed transaction is reflected on the card account, 7.40 GEL will be transferred from the corresponding currency of the same account to accumulate on the deposit.

Please note: 
If the currency of the card account (where the completed transaction will be reflected) and the currency of the deposit differ, the amount will be converted at the commercial rate set by the bank.


C scheme - save each month
When choosing a scheme, you choose what date and what amount to keep on the desired deposit.

•  You can choose an amount from a minimum of 1 to a maximum of 10000 units.

For example:  Connect the scheme to the EUR deposit, for accumulation select a card/current account in GEL, the 25th date of each month and the amount of 1 GEL. Every month on the 25th the equivalent of 1 GEL in EUR (by conversion) will be transferred to your Deposit for accumulation.

Please note:
If the currency of the card/current account (from which the savings are made) and the currency of the deposit differ, the amount will be converted at the commercial rate set by the bank.


D scheme – save as much as you desire.
When choosing a scheme, you choose from which account, on what specific date, what % percentage of the balance (at the end of the day) and please indicate the amount not exceeding which must be transferred/accumulated to the deposit.

•  You can choose an amount from a minimum of 1% to a maximum of 10000 units.

For example: Connect the scheme to a deposit in EURO, select a GEL account for savings, the 25th of each month and 5% of the account balance, but no more than 100 GEL.
On the 25th of each month, the balance on your account was 10 GEL, and the equivalent of 0.5 GEL (by conversion) will be transferred to your deposit account.

Please note: 
If the account currency (from which the accumulation is made) and the deposit currency differ, the amount will be converted at the commercial rate set by the bank.