Visa Credit Cards

The maximum credit limit on Visa credit card is GEL 10,000.
The allowed credit limit on the card is considered individually depending on the financial situation and credit history with the bank.To fill in the application for a credit card you need a proven income of not less than GEL 400 and an identity document.

The approved credit limit can be used both as a lump sum and in part. When using the credit limit, interest is accrued only on the amount that is actually used.

Credit limit is repaid is realized on the day the funds are credited to your card
account. Interest is realized on the last day of the month

VISA Gold Service Fees

Expiry period2 Years

Annual Service

Principle card service fee for the first year150 GEL

Principle card service fee for the second year100 GEL

Renewal of card100 GEL

Additional card100 GEL

Urgent card issuing+ 50 GEL

Daily Cash withdrawal limit3000 USD

Commision on Change Daily Cash withdrawal limit (1 month)10 GEL

Daily transaction limit15000 USD

Cash withdrawal fee in ATMs

Basisbank’s ATMs0.2% min. 0.2 GEL

Agent Banks’ ATMs0.5% min. 0.5 GEL*

Other ATMs2% min. 7.5 GEL (It is possible to add a withdrawal fee from another bank ATM)

Cash withdrawal fee in Bank

Basisbank branches0.2% min. 0.2 GEL

Agents Banks branches2% min. 6 GEL*

Other Banks2% min. 6 GEL

Transfer fees on plastic cards

From local merchants0.5%

From international merchants1%

Transaction fee at merchants

LocalFree

InternationalFree

Stop-List Fee

Local Stop-list1 GEL

International Stop-list (2 weeks, one region)100 GEL

Administrative Fee

Unauthorized overdraft interest32%

Card balance statementFree

The cost of protest against transaction. International / Local25 GEL / Free

Replacement of damaged card60 GEL

Renewal of damaged / lost card100 GEL

Additional urgent services

Suspension of damaged / lost cards via GCAS100 GEL

Urgent renewal of card600 GEL

Urgent withdrawal of the card500 GEL

Cost of payment by card in public transport in Tbilisi, Kutaisi and GoriSubway, bus and cable car "Chavchavadze Ave.-Turtle Lake" - 1.10 GEL, travel by cable car - 2.60 GEL

Cost of payment by Apple Pay and Gpay in public transport in Tbilisi, Kutaisi and GoriSubway, bus and cable car "Chavchavadze Ave.-Turtle Lake" - 1.50 GEL, travel by cable car - 3 GEL

*Partner Banks: TBC Bank, Halyk Bank, Cartu Bank, Ziraat Bank

Conditions of money amount conversion:

In case when card operation is carried out on the territory of Georgia and using currency different from the currency(ies) of card Account, operation has to be carried out with conversion in compliance with commercial exchange rate set by the Bank for the day of displaying the transaction on card Account.

For transactions carried out out of territory of Georgia is used conversion in compliance with commercial exchange rate set by the Bank for the day of fixing the transaction on card Account plus 1%.

Upon carrying out operations with currency(ies) different from the currency of settlement payment system, the conversion exchange rate is set by related payment system: VISA, MasterCard or Union Pay plus 2 % of operation amount as a commission of Bank service.

Due to the fact that amount is written off in several days after the transaction carrying out by the customer should be considered that exchange rate set for the day of blocking and rate existed on the day of processing the transaction by payment system can differ from each other.

Conversion between the accounts is always carried out in compliance with commercial exchange rate actual for the moment of operation processing.

Schemes of conversion

Currency exchange rates of VISA

Commercial exchange rate of the Bank

Cyber Security

Card Safety

3D Security Service

Card Insurance

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VISA Gold Service Fees

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