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Discovery is a debit, Visa Classic type card, designed for users who frequently travel abroad.

The main advantage of the Discovery card is that you can withdraw money completely free of charge in any country of the world.

Service Fees

Expiry period2 Years
Main currency of the cardGEL, EUR, USD, GBP
Annual serviceFor the first year 75 GEL, for the second year 60 GEL
Urgent card issuingAnnual service + 50 GEL
Daily Cash withdrawal limit1000 USD
Daily limit of the transaction4000 USD
Cash withdrawal fee in ATMs
Basisbank’s ATMs0.2% min. 0.2 GEL
Agent Banks’ ATMs0.5% min. 0.5 GEL*
Other ATMs2% min. 7.5 GEL
ATMs abroad10 free withdrawals during 30 days, more than 10 withdrawals per month - 2% min. 8.5 GEL (It is possible to add a withdrawal fee from another bank ATM)
Cash withdrawal fee in Bank
Basisbank branches0.2% min. 0.2 GEL
Agents Banks branches2% min. 6 GEL*
Other Banks2% min. 6 GEL
Branches abroad2% min. 6 GEL
Local Stop-listFree
Unauthorized overdraft interest32%
The cost of protest against transaction. International / Local25 GEL / Free
Replacement of damaged card35 GEL
Renewal of damaged / lost card50 GEL
Transfer fees on plastic cardsfrom local merchants 0,5%, from international merchants 1%
Cost of payment by card in public transport in Tbilisi, Kutaisi and GoriSubway, bus and cable car "Chavchavadze Ave.-Turtle Lake" - 1.10 GEL, travel by cable car - 2.60 GEL
Cost of payment by Apple Pay and Gpay in public transport in Tbilisi, Kutaisi and GoriSubway, bus and cable car "Chavchavadze Ave.-Turtle Lake" - 1.50 GEL, travel by cable car - 3 GEL

*Partner Banks: TBC Bank, Halyk Bank, Cartu Bank, Ziraat Bank


Conditions of money amount conversion: 

In case when card operation is carried out on the territory of Georgia and using currency different from  the currency(ies) of card Account, operation has to be carried out with conversion in compliance with commercial exchange rate set by the Bank for the day of displaying the transaction on card Account.

For transactions carried out out of territory of Georgia is used conversion in compliance with commercial exchange rate set by the Bank for the day of fixing the transaction on card Account plus 1%.

Upon carrying out operations with currency(ies) different from the currency of settlement payment system, the conversion exchange rate is set by related payment system: VISA, MasterCard or Union Pay plus 2% of operation amount as a commission of Bank service.

Due to the fact that amount is written off in several days after the transaction carrying out by the customer should be considered that exchange rate set for the day of blocking and rate existed on the day of processing the transaction by payment system can differ from each other.

Conversion between the accounts is always carried out in compliance with commercial exchange rate actual for the moment of operation processing.
 

Schemes of conversion

Currency exchange rates of VISA 

Commercial exchange rate of the Bank

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